Lackawanna Insurance Group takes pride in its underwriting process. Your Agency is assigned a team of three underwriting professionals in an effort to provide a level of responsiveness that is unparalleled in the industry. Each underwriter will evaluate your new and renewal business according to the premium size of the risk:

• Small Business Unit (Premiums < $13,000)
• Middle Market (Premiums > $13,000 and < $90,000)
• Large Account (Premiums > $90,000)

Each account, regardless of size, is individually underwritten and competitively priced in one of our three licensed Companies:

• Lackawanna Casualty Company (1.13 LCM)
• Lackawanna American Company (1.65 LCM)
• Lackawanna National Insurance Company (2.40 LCM)